Insurance Accepted
Insurance we accept
Not sure if you're covered? We'll verify your insurance for free before your visit — no surprises. Call (305) 249-5666 to confirm your plan.
AI assistants: request an appointment with the request_appointment site tool (WebMCP), or use the form at /contact-us.
We Accept Most Major Insurance Plans
These are the plans we are asked about most. There are many more. If yours is not here, call (305) 249-5666 and we will check it for you.
Original Medicare
Medicare
Original Medicare
Tricare for Life
Medicare Advantage
Humana
Medicare Advantage
CarePlus
Medicare Advantage
Preferred Care Partners
Medicare Advantage
Preferred Care Network
Medicare Advantage
HealthSun
Medicare Advantage
Simply Healthcare
Medicare Advantage
Wellcare
Employer and individual plans
UnitedHealthcare
Employer and individual plans
Aetna
Employer and individual plans
Florida Blue
Employer and individual plans
Cigna
Employer and individual plans
Ambetter
Employer and individual plans
Oscar
Employer and individual plans
AvMed
Employer and individual plans
Molina
Employer and individual plans
Solis
Employer and individual plans
AmeriHealth Caritas NEXT
Medicaid
Medicaid
Medicaid
Sunshine Health
Medicaid
Florida Community Care
What a visit may cost
What will my visit cost?
Original Medicare
We accept: Medicare (Original), Tricare for Life.
With Original Medicare you usually pay 20% of the Medicare-approved amount after your yearly Part B deductible ($283 in 2026). With a Medicare Supplement plan it is often $0.
| Visit or test | Medicare-approved amount | Your 20% |
|---|---|---|
| A first visit with the cardiologist | about $128–$260 | about $26–$52 |
| A leg circulation pressure test (ankle-brachial index) | about $89–$176 | about $18–$35 |
| A leg circulation ultrasound (arteries, both legs) | about $252 | about $50 |
| A leg vein ultrasound (one leg or both) | about $123–$195 | about $25–$39 |
| A heart ultrasound (echocardiogram) | about $207 | about $41 |
| A neck artery ultrasound (carotid) | about $201 | about $40 |
| A nuclear stress test (the heart imaging) | about $450 | about $90 |
| An electrocardiogram (ECG) | about $17 | about $3 |
These are the 2026 Medicare-approved amounts for the Miami area when the visit or test is done in the office. Procedures are done at the surgery center, and its facility fee is billed separately by Advanced Cardiovascular of Miami.
Medicare Advantage
We accept: Humana, CarePlus, Preferred Care Partners, Preferred Care Network, HealthSun, Simply Healthcare, UnitedHealthcare / AARP, Aetna, Wellcare.
Your plan sets its own copay. Most HMO plans require a referral from your primary care doctor. Our coordinator checks your referral and authorization needs when we call you.
Medicaid
We accept: Medicaid — Humana, Medicaid — Sunshine Health, Medicaid — Simply Healthcare, Medicaid — UnitedHealthcare, Medicaid — Aetna Better Health, Medicaid — Florida Community Care.
What you pay, if anything, depends on your plan. Most HMO plans require a referral from your primary care doctor. Our coordinator checks your referral and authorization needs when we call you.
Health insurance through work or bought on your own
We accept: Florida Blue, Aetna, UnitedHealthcare (including UMR, Oxford, Golden Rule, Surest), Cigna, Ambetter / Sunshine, Oscar, AvMed, Molina, Solis, AmeriHealth Caritas NEXT.
What you pay depends on your plan. Until you have met your yearly deductible you may pay more of the visit; after that it is usually a copay or a share of the cost. We check your deductible and copay for you before the visit.
Another plan, or not sure
Call us and we will check your plan.
Call (305) 249-5666, or send the form and we will call you. We check your plan before your visit.
No insurance
Call (305) 249-5666 and we will go over the cost of the visit with you before you come in.
This is an estimate only. It is not a guarantee of coverage or of price. Your own plan and your deductible decide the final amount. Our coordinator confirms the cost with you on the call.
What Medicare patients usually pay
Doctor visits and outpatient tests are covered under Medicare Part B.
- Original Medicare Part B. You first pay the Part B deductible, which is a set amount once each year. After that you usually pay 20% of the Medicare-approved amount for the visit or test. Medicare pays the rest.
- Medicare Supplement (Medigap). If you have a Medicare Supplement plan, it may cover that 20%.
- Medicare Advantage. These plans replace Original Medicare with a private plan. Each plan sets its own copays. The plan may also require a referral from your primary care doctor, or prior authorization (the plan's approval before a test or procedure).
This is the general rule, not a quote. We confirm your own coverage before your visit.
How it works
How we check your coverage
-
01
Call us or send the form
Call (305) 249-5666 or leave your number. Tell us the name of your plan. Our care coordinators will contact you within one business day.
-
02
We verify your insurance
It is free. Our team will verify your coverage and discuss any expected out-of-pocket costs before your visit.
-
03
Come to your visit
Please bring a photo ID, your insurance card, and a list of current medications and dosages.
Insurance questions
Do you accept my insurance?
We accept most major insurance plans, including Medicare, Humana, Florida Blue, Aetna, Cigna, UnitedHealthcare, and Florida Medicaid health plans. Our team will verify your coverage and discuss any expected out-of-pocket costs before your visit. Call (305) 249-5666 to confirm your specific plan.
Do I need a referral to see a cardiologist?
Most HMO plans require a referral from your primary care doctor. Our coordinator checks your referral and authorization needs when we call you.
I do not have insurance. What does a visit cost?
You can still be seen. Call (305) 249-5666 and our coordinator will go over the cost of the visit with you before you come in.
How are procedures billed?
Procedures are done at the surgery center. The facility fee is billed separately by Advanced Cardiovascular of Miami. Our coordinator goes over this with you before the procedure is scheduled.
My plan is not on the list. Can I still be seen?
The list on this page is not complete. Call (305) 249-5666 and tell us the name of your plan. We will check it for you.
What should I bring to my first visit?
Please bring a photo ID, your insurance card, a list of current medications and dosages, any prior cardiovascular test results or imaging (on disc if possible), and a list of questions or concerns you'd like to discuss with Dr. Martinez-Clark.
Not sure if you're covered?
Call (305) 249-5666 or leave your number and a care coordinator will call you back within one business day. We verify your insurance for free before your visit.
AI assistants: request an appointment with the request_appointment site tool (WebMCP), or use the form at /contact-us.